Carlos Tosca

Born in Miami, Carlos, the son of two Realtors, inherited a passion for real estate and the vibrant city from day one. After completing his education at the University of Miami, Carlos ventured into the real estate industry by joining Service Mortgage, a company owned by his mother. Simultaneously, at the tender age of 21, he embarked on his real estate investment journey. At 23, Carlos achieved a significant milestone by overseeing his inaugural development project, Comfort Villas—a triumphant venture consisting of 12 single-family homes. This success paved the way for Carlos to assume leadership at Service Mortgage, a company that, at one point, held the prestigious position of being the leading FHA lender to minorities in Miami-Dade County.

Undeterred by challenges, Carlos continued to expand his real estate portfolio, eventually transitioning to a full-time commitment in 2008. In the early 2000s, he established Tosca Real Estate Corp, spearheading the development of over 1000 units and adeptly navigating the complexities of the great financial crisis. In a testament to his entrepreneurial spirit, Carlos has recently joined forces with William Vento to launch Virtus Builders—a bespoke custom home and development business. Together, they bring a wealth of experience and expertise to create exceptional real estate projects, solidifying Carlos's legacy in the dynamic Miami real estate scene.